900jewerly's Blog – a Fashion Jewelry and beads Blog online !

You might be surprised to learn that your homeowner’s or renter’s insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.

Typical Insurance Policies

Renter’s and homeowner’s insurance policies set limits for the loss of certain categories of personal property, including jewelry. Homeowner’s policies typically pay a maximum of $1,000 for jewelry theft. A renter’s insurance policy might have a lower limit for jewelry loss–$500 is common.

Does your insurance policy cover jewelry loss for reasons other than theft–such as for lost or damaged items? Read your policy carefully and ask your insurance agent to clarify the types of losses that are covered on your standard policy.

Additional Jewelry Insurance

You can usually purchase additional insurance for your fine jewelry, but be sure to ask your agent questions so that you have a good understanding of the coverage:

• Is there a deductible? If so, how much is it and how does raising or lowering the deductible affect your policy costs?

Jewelry Insurance Options

The Chubb Group
provides insurance specifically for jewelry. The company offers policies through independent insurance agents and jewelry retailers. Here’s a brief description of Chubb’s engagement ring policy guidelines:

• Full coverage for the itemized amount shown on the policy. 
• No deductible. 
• Coverage applies worldwide for lost or stolen rings. 
• Replacement is not required, Chubb offers a cash settlement. If you do replace the ring, you select the jeweler.

Mrs. Flinders decided to have her portrait painted. She told the artist, “Paint me with diamond earrings, a diamond necklace, emerald bracelets and a ruby pendant.” ??”But you’re not wearing any of those things.” ??”I know,” said Mrs. Flinders.” It’s in case I should die before my husband. I’m sure he’d remarry right away, and I want her to go nuts looking for the jewelry.”

It is said that long ago there was a man who went off to war. His wife was leaning against a big tree in a high mountain while hoping for her man to return home day and night. Because of her continual longing, she was sobbing under the big tree all the time. After her tears dried, she dropped blood from her eyes without noticing. To everyone’s surprise, when the dropped blood fell to the ground, they became red beans. The red beans rooted and then grew into big trees. Soon after, red beans filled the branches and people named them love beans. Day after day, spring to autumn, the fruits slowly changed into the most beautiful seeds?Love beans.

Red beans have a very profound cultural foundation. A red, love bean is very big, with a diameter of about 9 millimeters. This kind of bean has distinct characteristics. They are very hard and hearts shaped, and have a similar color to blood. They can be stored for a very long time without rotting, or fading in color. More so, its shape and all the other lines are heart shaped.

In folklore, red beans are considered intelligent and lucky. If a boyfriend gives red beans to their girlfriends as presents, it means that they want to make a commitment. When a bride wears red beans on her wrist or neck, it means that she will lead a happy life. If married couples put six red beans that have been sworn upon under each pillow, it is said that the couple will maintain their eternal love.

Currently, red bean jewelry is sweeping southward. Fashionable women are proud of wearing red bean jewelry. Male and female lovers rush to choose jewelry for each other to show their love.

Red Beans have always stood for hope from as far back as the ancient periods.

Emeralds are fascinating gemstones. They have the most beautiful, most intense and most radiant green that can possibly be imagined: emerald green. Inclusions are tolerated. In top quality, fine emeralds are even more valuable than diamonds.

The name emerald comes from the Greek ’smaragdos’ via the Old French ‘esmeralde’, and really just means ‘green gemstone’. Innumerable fantastic stories have grown up around this magnificent gem. The Incas and Aztecs of South America, where the best emeralds are still found today, regarded the emerald as a holy gemstone. However, probably the oldest known finds were once made near the Red Sea in Egypt. Having said that, these gemstone mines, already exploited by Egyptian pharaohs between 3000 and 1500 B.C. and later referred to as ‘Cleopatra’s Mines’, had already been exhausted by the time they were rediscovered in the early 19th century.

 The green of life and of love Read more…

Shell Earrings become more and more popular. They are not so heavy, and can be make different color. What’s more, we can make our own shell earrigs easily.

Here are some simple steps:

To start,get 2 shells. The best is to choose 2 similar shells.

Sand them a bit with sandpaper or nail file.

Then add a few coats of nail varnish. I choosed green.

While nail polish is drying, try out designs with marker on paper before drawing on shell (if you want to draw something). You don’t want to spoil your freshly painted shell,don’t you? Read more…

Pandora jewelry

It is a unique jewelry system. This unique and fashion style comes from a Greek mythology and comes into fashion in Denmark in 1996. It can be said that a Denmark couple create this unique jewelry brand. Pandora jewelry has three segments divided by two threaded points. A whole piece consists of chain, threaded, clip, charms, bails and glass beads.  Besides its decoration usage it also represents hope and opportunities. This starts a new tide of jewelry fashion. It encourages women all over the world to show their charming.

Make your own jewelry

Pandora jewelry series comprise Charms, Bracelets & chain, Glass beads, Bail, and jewelry. This provides a pretty opportunity for you to design your own styles which express your taste. It will be unique as you in the world. You can also send your finished jewelry to your mother as her birthday present or your close friend to enhance your friendship. All of these will be unforgettable moments in your life. While you should update your jewelry fitting anytime to keep your jewelry is exclusive.

 Pandora Charms

Charms can be called the finishing touch of a Pandora jewelry piece. It has a long history, and in different eras it stands for distinctive subjects & styles. The charm is connected with the trend of fashion. For instance, after the movie Pirates of the Caribbean, the bracelets with swords and skulls charms come into popularity. The Pandora jewelry can’t be separated from the Greek mythology. It is the symbol of hope and opportunity. Regardless of the troubles you experienced, it will always be the only consolation for human being. Each charm has its own significance. Take the Pandora cat for example, it represents lucky and wisdom. There is a version that a cat has nine lives because the cat was always connected with mysterious and magical atmosphere. Choose charms according to our design and pay attention to the charms so as to come up with the fashion.  

 Pandora Chain Read more…

These mitten earrings are too adorable. They are easy to make and include lampwork beads that look like mittens you’d wear during the holidays. Wear them alone or with other favorite holiday-themed jewelry pieces.

Materials

1. Add one crystal bead and one mitten bead to a head pin.

2. With chain-nosed and round-nosed pliers, make a wrapped loop at the top of the head pin.

3. Repeat all of the steps above, making sure both mitten beads are oriented in the same direction.

4. Finish by attaching ear hooks to the top of both earring loops. (I made my own ear hooks using some brass wire, but you can use prefabricated ear hooks that you purchase as well.)

Millions of Colors

The problems that you run into, when dealing with Pearls and Colors, is that there are millions and millions of Pearl Colors! All different shifts in hues, body tones, and iridescence. How can they even be put into categories?   

Some Pearls display more than one color as well. Their outer shell reflects light and also picks up colors of surrounding objects. It can make it all confusing if you try to pin-point a particular color range. But, I’ll have to admit, it’s fun trying!   

Colored Pearls are found in wonderful exotic locations like: The Cook Islands, Japan, China, Fiji, Australia, Indonesia, Philippines, Tahiti, Mexico, India, Thailand, Venezuela, Vietnam, The United States and even Hawaii!So what are the meanings of Colored Pearls? Here we go!

Pearl Color Meanings

And you thought Pearls were just Pearls!
 Now as far as the color of the outfit you’re wearing? Well, that’s a whole different story!

1. A nice alternative to gold: Everyone knows that silver & gold are pricey precious stones but that silver is cheaper than gold, however the expensiveness of both precious stones puts their value at the same level. So if a material is not gold, the next query that comes to mind is Is it silver?. That is why lots of individuals wear silver as an alternative to gold. A number of these individuals may possess gold jewelry but would need a alter from time to time, & so they were silver or other precious stones like diamond, etc. but some basically cannot afford gold at that point in time & so they go for silver.

2. Color combination: Sometimes when one considers a nice combination for what he is wearing, a silver jewelry will be more suitable than gold or other types of jewelry.

3. A nice number of religious jewelry like Jesus dying on the cross, the Virgin Mary carrying Jesus, the rosary, the chaplet, the finger rosary, etc. usually come in silver & lots of people like to express their religious beliefs through those religious jewelry.

4. Apart from being more affordable than gold or other precious stones like platinum or diamond, silver comes in a variety of forms. More forms than other stones. For instance, in lots of offices, the furniture are lined with more silver coating than gold. Lots of cell phone linings are silver; automobile door handles, etc are also lined with silver. Because individuals usually prefer to have a lot of things to chose from, silver jewelry is probably sold over gold. Read more…

A rhinestone or paste or diamante is a diamond simulant made from rock crystal, glass or acrylic.

Originally, rhinestones were rock crystals gathered from the river Rhine. The availability was greatly increased when around 1775 the Alsatian jeweller Georg Friedrich Strass had the idea to imitate diamonds by coating the lower side of glass with metal powder. Hence, rhinestones are called Strass in many European languages.

Rhinestones may be used as imitations of diamonds, and some manufacturers even manage to reproduce the glistening effect real diamonds have in the sun.

In 1955, the Aurora Borealis or Aqua aura, a thin, vacuum-sputtered metallic coating applied to crystal stones to produce an iridescent effect, was introduced. Aurora Borealis tends to reflect whatever color is worn near it, and it is named after the Aurora Borealis atmospheric phenomenon, also known as the “Northern Lights”.

Typically, crystal rhinestones have been used on costumes, apparel and jewelry. Crystal rhinestones are produced mainly in Austria by Swarovski and in the Czech Republic by Preciosa and a few other glassworks in northern Bohemia. In the US, these are sometimes called Austrian Crystal.

Rhinestone Beads - add more sparkle to your designs. Our beautiful rhinestone beads, rondelles and spacers feature high quality crystals. You’ll love the shine and shimmer you get by adding even a few rhinestone beads to your designs.